The vote that changed everything, maybe.

What did we say? BEFORE THE ELECTION AFTER THE ELECTION HOUSE 234 Republicans 201 Democrats (includes 1 vacant R seat, 2 vacant D seats) HOUSE 244 Republicans 184 Democrats 7 races still pending SENATE 55 Democrats (including 2 Independents who caucus with Ds) 45 Republicans SENATE 53 Republicans (net gain of 8) 46 Democrats Louisiana…

Mortgage Regulations 2015: The final chapter (?)

Approved.  Not Approved.  What happens before that stamp is inked and pressed involves a bit more than a stamp and ink. Myriad regulations have already been conceived, debated, negotiated, and implemented. And as the center piece for real estate transactions, Loan Officers are the often the point on which regulations are focused.  Many regulations came…